1) We review your financial needs and work together to create a plan to meet your short- and long-term financial goals. This involves reviewing your current expenses, savings rate and current investments to project future investment income. We will project current income potential if you are already retired.

2) We open an investment account at Fidelity Investments, sometimes several accounts if you have retirement accounts (such as an Individual Retirement Account – IRA) and taxable accounts. Your monthly statements, annual tax reporting, online access, and performance monitoring is all managed by Fidelity. As your financial investment advisor, we only have the ability to make investments in your account. As an informed investor, you control everything else — including the next step.

3) We work with you to create a unique, personalized investment plan. Our financial planning services will specify the investment guidelines that we will use for your portfolio. We will identify what will be bought and sold in your account and cannot be changed without your approval.

4) Ongoing monitoring and regular reviews. We will set up a review schedule based on how frequently you would like to meet to discuss your portfolio and, as your certified financial planner, we will answer any questions you have about the financial markets.

5) A well-designed plan should be as stable as your own personal situation. We strive to keep trading to a minimum to keep expenses as low as possible. We believe in transparency in all things we do: the planning process, the execution of your investment plan, and your portfolio performance — and there are no hidden fees.

After more than twenty-five years managing portfolios for pensions, banks and a large insurance company, I started Archer Bay Capital to offer personalized financial planning and institutional-quality money management to individuals in a cost-effective way.

I earned my MBA from Cornell University, my BA from The Ohio State University, and I am a Chartered Financial Analyst. In the past, I have managed a $4 billion stock fund, created asset allocation strategies for multi-billion dollar portfolios, and hired and fired specialized money managers.

Since 2012, I have been a committee member representing an investor’s perspective on GAAP accounting rules for the Emerging Issues Task Force at the Financial Accounting Standards Board (FASB) and am a member of the Boston Economic Club. I believe in the importance of community involvement and have served on the Board of the Big Sister Association of Greater Boston for more than 10 years in addition to supporting numerous charities focused on social services, children, and animal welfare. To me, money is a tool to support our goals and not the goal itself. Just as institutions use their financial resources to support their business objectives, Archer Bay Capital helps people reach their personal goals by providing clients with practical, straight-forward financial guidance that helps them achieve financial independence.

As your independent investment advisor, we believe in choice and transparency. We are a fiduciary firm which means our clients’ interests always come first, and you choose how you want to work with us.

• Financial Planning: For a flat fee, we provide personal financial planning for individuals and small businesses that allow us to work together to create your personalized investment plan. This will include specific investment recommendations and guidance on how to self-manage the plan.
• Full-Service Option: Or, for a quarterly management fee, we will provide full-service investment management services, ongoing monitoring of your portfolio, and will consult with you throughout the year on your financial needs. Fidelity Investments is the bank we use, but we are an independent investment advisor and not owned by Fidelity.

Contact Us

We are a referral-only firm.  Please send us questions about how the process can work for you.  We look forward to hearing from you.

Download the free Archer Bay Financial Calculator app. Track all of your monthly and annual expenses and use the app to target your savings and spending goals.

Features include:

• Expense calculator
• Debt calculator
• Savings growth overtime
• Withdrawal of savings
• Loan calculator, home, car, school

This app does NOT forward any of your data to Archer Bay Capital. It is available for iOS and Android users.