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BLOG & COMMENTARIES
Blog Posts
Timely insights from our team
Commentaries
Concise overviews on a variety of economic and market events that affect all investors
As a novice investor, it’s hard not to worry about sudden swings in the market tied to a roller coaster of current events. But in reality, there will always be major events, and when we look at their impact on returns we see that historically most events don’t have a long-term impact on market performance. The worst returns in the stock market happen during recessions and the worst returns in the bond market happen during unexpected higher inflation. Our Market History Report shows you a year-by-year view of the investment performance of stocks, bonds, and cash and corresponding major events since 1928.
150 Years in 5 Charts
The ingenuity and resilience of humans is amazing. And by extension, the creativity and adaptability of businesses and the economy is a reflection of that.
Five Ways FOMO Gets You Into Investing Trouble
We consider how FOMO – Fear Of Missing Out – leads to bad investing decisions.
Inflation Eats Away at Your Spending Power
How does inflation affect earning power over time?
Additional Commentaries
Selling Employee Stock Options? Decide in 7 Steps
Follow 7 steps to help make the decision of whether you should sell your company stock options and how much.
Why the S&P 500 is the best proxy for the US stock market
In most of our blog posts, we refer to the S&P 500 as representative of the US stock market. Why do we focus on the S&P 500 and why does it matter?
The Bond Market is More Important than the Stock Market
The stock market gets all of the news headlines but the bond market is nearly twice as big and more important to the health of our economy.
Perspective During Volatile Times
The pain from losing money in the markets is often greater than the emotional reward of earning money in the market.
Are Investment Accounts Safe?
There are three basic types of banks. We are all familiar with the commercial bank—it is where you have your checking and savings account and maybe your mortgage or car loan.
Why Expenses and Fees Matter So Much
Expenses and fees have a big negative impact on your returns overtime due to the compounding effect.
Is the Magnificent Seven really the Magnificent One?
03-05-2024
The tech stocks labeled the Magnificent Seven last year, may not be so magnificent after all.
Year-End Wrap Up
12-20-2023
It has been a bumpy ride, but the markets are ending strong.
Are Markets Expecting a Recession?
09-20-2023
The economy is sending mixed signals, and so are the financial markets. We dig into the data to look for guidance about what to expect going forward.
The Debt Ceiling and the Bond Market
05-02-2023
The political fight over the debt ceiling is impacting the bond market.
Earnings, Recession Fear, and Banks
03-28-2023
It has been a difficult market for both stocks and bonds and there are calls for a recession this year. It appears that we are already in an earnings recession and that an earnings growth will start to recover in the coming months.
Silicon Valley Bank and Bank Runs
03-13-2023
In the 1946 movie It’s a Wonderful Life, there is a run on George Bailey’s bank when depositors want to withdraw their money all at the same time. Since the business model of banks is to loan out the money that customers deposit, when too many customers want to...